Sell Your New York House Fast, Any Condition
Get a no-obligation cash offer within 24 hours — whether your home is in Brooklyn, Buffalo, or anywhere in between, we buy as-is so you skip repairs, agent fees, and the state's notoriously long closing timelines. From pre-foreclosure to inherited properties burdened by Surrogate's Court, we work with your attorney and handle the details so you close on your schedule.
See What Your New York Home Is Worth
We Buy Houses Across New York
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Statewide Coverage
From NYC Boroughs to Upstate Cities — We Buy Houses Across Every New York Region
New York's real estate market spans five boroughs, Long Island's suburban corridors, the Hudson Valley, and dozens of upstate cities with their own pricing dynamics. Eagle Cash Buyers operates across all of them — with local knowledge of what drives value (and what holds it back) in each market.
New York City Metro
New York City
Metro population: ~19.4 million (2025 est.)
Key counties: Kings (Brooklyn), Queens, New York (Manhattan), Bronx, Richmond (Staten Island)
New York City's housing market is driven by employment density, transit access, and historically constrained inventory. Older brownstones, rent-stabilized multi-families, and inherited co-ops create unique selling challenges. High transfer taxes, attorney-at-closing requirements, and the NYC mansion tax on properties over $1M make a cash sale especially valuable for sellers who need to move quickly without navigating months of listing prep. Foreclosure starts remain elevated in distressed neighborhoods across Brooklyn, the Bronx, and Queens.
Get a Cash Offer in NYCBuffalo-Cheektowaga Metro
Buffalo
Metro population: ~1.2 million
Key counties: Erie County, Niagara County
Buffalo's housing stock is among the oldest in New York State, with a high concentration of pre-1950 single-family homes and two-family properties that often require significant capital investment before a traditional listing. Cash offers here reflect local income levels and renovation costs rather than downstate appreciation rates. Sellers dealing with deferred maintenance, tax liens, or inherited properties in Erie and Niagara counties consistently find cash sales faster and less costly than listing with an agent.
Get a Cash Offer in BuffaloRochester Metro Area
Rochester
Metro population: ~1.1 million
Key counties: Monroe County, Ontario County, Wayne County
Rochester offers relative affordability compared to downstate markets, but older housing stock and high property taxes in Monroe County create real carrying-cost pressure for sellers. Investor activity is strong in neighborhoods with rental demand near the University of Rochester and RIT corridors. Sellers with tenant-occupied properties, deferred maintenance, or properties tied up in estate proceedings in Monroe, Ontario, and Wayne counties regularly turn to cash buyers to avoid months of repair costs and listing delays.
Get a Cash Offer in RochesterSyracuse Metro Area
Syracuse
Metro population: ~700,000
Key counties: Onondaga County, Oswego County, Madison County
Syracuse is one of New York's most affordable metro markets, with median prices well below the statewide $480,000 figure. That affordability attracts investors, but it also means sellers of distressed or aging properties face a narrow buyer pool willing to pay retail for homes needing work. Onondaga County sees consistent pre-foreclosure activity, and cash buyers provide a practical exit for sellers who need to close before New York's judicial foreclosure process — which can run 6 to 12 months or longer — reaches its conclusion.
Get a Cash Offer in SyracuseAlbany Capital Region
Albany
Metro population: ~900,000
Key counties: Albany County, Schenectady County, Rensselaer County
The Capital Region's market is steadied by state government employment and higher-education anchors, but older housing stock in Schenectady, Troy, and Albany's neighborhoods creates consistent demand from cash investors. Sellers navigating estate closings — which require a personal representative and potentially Surrogate's Court approval under New York probate law — find that cash buyers familiar with the Capital Region's attorney-at-closing process can move faster than traditional buyers who depend on mortgage financing and extended due diligence periods.
Get a Cash Offer in AlbanyUtica-Rome Metro Area
Utica & Rome
Oneida County and surrounding area
Key counties: Oneida County, Herkimer County
Utica and Rome represent some of Central New York's most affordable markets, with a housing stock shaped by decades of industrial-era construction and modest renovation investment. Sellers here often deal with properties that have deferred maintenance, absentee ownership, or estate complications that make a retail listing impractical. Cash buyers active in Oneida and Herkimer counties can close on a timeline that works for the seller — without requiring repairs, staging, or open houses that rarely attract full-price offers in this price range.
Get a Cash Offer in UticaBinghamton Metro Area
Binghamton
Southern Tier anchor market
Key counties: Broome County, Tioga County
Binghamton and the Southern Tier operate in one of New York's most price-sensitive markets. Homes here often sit longer on the MLS unless priced aggressively, and sellers carrying high property taxes on aging homes can find carrying costs eroding their equity month by month. Cash buyers in Broome and Tioga counties provide a direct path to closing — no financing contingencies, no inspection demands, and no waiting for a buyer who qualifies for a mortgage on a home that needs work. We work with your closing attorney to make the process straightforward.
Get a Cash Offer in BinghamtonAlso serving Long Island, the Hudson Valley, Westchester, and the North Country. See all New York service areas.
Who We Help
New York Homeowners in Every Difficult Situation Deserve a Clear Path Forward
New York's legal complexity — from judicial foreclosures to Surrogate's Court probate proceedings — means that life transitions can quickly become financial and legal burdens. We buy houses as-is, in any condition, across every situation below.
Facing Foreclosure in New York
New York is a judicial foreclosure state, meaning your lender must file a court action and serve you with a lawsuit before they can foreclose. That process typically runs 6 to 12 months — sometimes longer given court backlogs in downstate counties — but it is not unlimited time. Once a lis pendens is filed against your property, the clock is running and your options narrow with each passing month. In 2024, New York recorded 14,436 foreclosure starts (ATTOM), and many of those homeowners did not know a cash sale could exit them from the process entirely before a judgment was entered. Selling before the foreclosure completes lets you capture remaining equity, protect your credit from a completed foreclosure, and close on your own timeline rather than the court's. Learn how to stop foreclosure and sell fast.
Inherited or Probate Property
When a New York homeowner passes away and the property was held solely in their name, the estate must pass through New York Surrogate's Court before the property can be sold. An executor or personal representative must be appointed, and depending on how the property is titled and the type of administration, court approval may be required before the deed can transfer. This process can take months and often surprises heirs who expected a straightforward sale. We work with estate attorneys and executors throughout New York — from Kings County Surrogate's Court to Erie County — to structure cash purchases that fit within the probate timeline. You do not need to clean out the property, make repairs, or wait for a retail buyer to qualify for financing. We handle the complexity so the estate can close and distribute proceeds without further delay.
Homes Needing Significant Repairs
New York has one of the oldest housing stocks in the country, and many homes — particularly in Buffalo, Rochester, Syracuse, and older Long Island neighborhoods — have deferred maintenance that accumulates over decades. A leaking roof, outdated electrical panel, aging boiler, or foundation issue can disqualify a home from conventional financing and shrink the buyer pool to investors only. When you sell to a cash buyer, you skip the Property Condition Disclosure Statement negotiation entirely — or rather, the $500 credit that New York law allows in lieu of a full disclosure becomes a non-issue because we buy homes as-is and already account for condition in our offer. No repair demands, no inspection contingencies, no renegotiation after the home inspection report comes back.
Difficult Tenants or Rental Properties
New York has some of the strongest tenant protections in the country, and landlords in New York City, Westchester, and other rent-regulated jurisdictions face strict rules around eviction, lease termination, and access for showings. Selling a tenant-occupied property on the open market is challenging — most retail buyers want vacant possession, and obtaining it in New York can take many months through Housing Court proceedings. We buy tenant-occupied properties as-is, in any lease situation, without requiring you to evict your tenants first. We work with your closing attorney to structure the transfer correctly and assume responsibility for the tenancy at closing.
Selling During Divorce
When a marriage ends and both parties need to liquidate a jointly-owned property quickly, the last thing either person wants is a 67-day listing process followed by repair negotiations, open houses, and a buyer who backs out at the last minute. New York's equitable distribution laws mean that the division of real estate proceeds is already complex enough without adding listing delays. A cash sale with a flexible closing date — coordinated through both parties' attorneys — lets you convert the property to liquid proceeds faster and move forward with the legal process on a cleaner timeline.
Overwhelmed by New York Property Taxes
New York consistently ranks among the highest property tax states in the country, with effective rates in counties like Westchester, Nassau, and Rockland among the highest nationally. For homeowners on fixed incomes, carrying a property with $12,000 to $20,000 or more in annual taxes — while also facing deferred maintenance costs — creates a carrying-cost spiral that erodes equity month by month. A cash sale stops the bleeding immediately. You set the closing date, we handle the closing costs, and you walk away from the tax obligation without waiting for the market to produce a retail buyer willing to absorb those costs.
Job Transfer or Out-of-State Move
New York's statewide average of 67 days on market does not account for attorney review periods, inspection contingencies, and the time needed to negotiate and clear title issues that are common in older properties. For a seller who has already relocated or accepted a job offer in another state, managing a New York property sale from a distance — coordinating with an agent, scheduling showings, responding to repair requests — adds stress and cost. We close on your schedule, coordinate with your New York closing attorney remotely, and handle the process from offer to closing without requiring you to be present at every step.
Vacant or Unwanted Property
A vacant property in New York is a liability from day one. Property taxes continue to accrue, vandalism and weather damage accelerate, and many municipalities issue code violation notices that compound into fines. Whether the property became vacant through a family member's passing, a failed rental, or a move that left the home behind, a cash sale converts the liability to proceeds faster than any other exit. We buy vacant homes, properties with code violations, and homes with title complications — and we work with your attorney to resolve any issues that arise during the title search before closing.
Whatever your situation, we work with your attorney — no surprises at closing. New York's attorney-at-closing requirement is a protection for you, and we fully support that process. Get a no-obligation cash offer today and find out what your home is worth.
Get Your No-Obligation Cash Offer No repairs. No commissions. No pressure. We close on your timeline.New York Market Data
New York Real Estate by the Numbers — 2024 to 2025
Understanding where New York's market stands — statewide and by region — helps you evaluate any cash offer with clear context. These are confirmed figures from NYSAR, Redfin, and ATTOM, not national averages dressed up as New York data.
What These Numbers Mean for Sellers
A 67-day average on market sounds manageable until you factor in what comes before and after the listing goes live. Pre-listing repairs, staging, professional photography, and attorney review of the purchase contract can add two to four weeks on the front end. After an offer is accepted, New York's attorney-driven closing process — with title searches, lien resolution, and mortgage contingency periods — typically adds another 45 to 60 days to reach the closing table. In practice, many New York sellers spend 4 to 5 months from decision to closing on a traditional sale.
A cash sale compresses that timeline dramatically. With no financing contingency, no appraisal requirement, and a closing attorney already familiar with the process, many cash transactions close in 2 to 4 weeks from accepted offer — on a date the seller chooses.
Foreclosure Pressure Is Real and Localized
New York's 14,436 foreclosure starts in 2024 are not distributed evenly across the state. Distress is concentrated in older urban neighborhoods in the five boroughs, Long Island's eastern and southern corridors, and pockets of upstate cities where incomes have not kept pace with carrying costs. New York's judicial foreclosure process — which requires a court action and can run 6 to 12 months or longer — means homeowners have more time than in non-judicial states, but that time is finite. Every month a property sits in pre-foreclosure, interest, penalties, and attorney fees compound against the seller's equity.
A cash sale before the foreclosure judgment is entered is almost always the better financial outcome. It preserves equity, avoids a completed foreclosure on the public record, and closes the chapter faster than waiting for the court process to resolve.
Regional Price Variation Across New York State
Sources: NYSAR 2024 Annual Report; Redfin New York Housing Market (2025, February 2026); ATTOM 2024 Foreclosure Market Report. Regional narratives reflect confirmed market conditions as of 2025.
All 62 New York Counties
We Buy Houses in Every County Across New York State
From the five boroughs to the North Country, from Long Island's South Shore to the Southern Tier, Eagle Cash Buyers purchases homes in all 62 New York counties — no matter the condition, the legal situation, or the location.
Serving all 62 counties across New York State — from the five boroughs to the Adirondacks, Long Island to the Southern Tier.
All New York Cities We Serve
Eagle Cash Buyers purchases homes across New York State. Click your city below to learn more about selling your home for cash in your specific market.
New York Attorney Closings, Transfer Taxes, and Seller Disclosure Laws Explained
New York has some of the most seller-specific real estate laws in the country. Here is what every New York home seller needs to understand before closing — in plain language.
1. Attorney-at-Closing Requirement — A Seller Protection, Not a Hurdle
New York is an attorney-closing state. That means both the buyer and the seller are required to have a licensed real estate attorney present and involved at closing. Your attorney reviews the purchase contract, title commitment, transfer documents, and closing statement before you sign anything. This is not a complication — it is a built-in layer of protection that ensures you understand exactly what you are agreeing to and that the title transfers cleanly.
When you sell to Eagle Cash Buyers, we work directly with your attorney throughout the process. We provide a written purchase agreement, coordinate with title, and schedule closing on your timeline. There are no surprises at the table. For a detailed overview of the New York closing process from the seller side, the New York seller closing process guide from Levin Law Group is an excellent reference. The NYC Bar Association real estate transaction guide also explains the attorney role in detail.
2. Judicial Foreclosure — New York's 6 to 12+ Month Court Process
New York uses a judicial foreclosure process, which means a lender cannot take your home without filing a lawsuit and obtaining a court judgment. This makes New York one of the slowest foreclosure states in the country — the timeline from default to completed foreclosure typically runs 6 to 12 months, and in many cases longer depending on court backlog, motions filed, and whether the borrower engages in settlement discussions.
In 2024, New York recorded 14,436 foreclosure starts (ATTOM). If you have received a lis pendens — the formal notice of a foreclosure lawsuit filed against your property — you still have time to act. A cash sale can allow you to exit the property, pay off the mortgage, and avoid the full court proceeding. The judicial process gives sellers more time than non-judicial states, but that time is finite. Acting before a foreclosure judgment is entered gives you the most options and the best chance of protecting any remaining equity.
3. Probate and New York Surrogate's Court
If a property owner passes away and the home was titled solely in their name — not held jointly or in a trust — the estate must pass through probate in New York Surrogate's Court before the property can be sold. The executor or personal representative named in the will (or appointed by the court if there is no will) is the only party with legal authority to sign a contract and deed on behalf of the estate.
Depending on the size of the estate and how the property is titled, court approval may be required before the sale can close. New York Surrogate's Court proceedings vary by county — some move relatively quickly, while others can take months. Eagle Cash Buyers has experience working with estates and executors throughout this process. We can provide a written cash offer early in the probate timeline so the executor has a firm number to present to the court and beneficiaries.
4. Real Property Transfer Tax, Mansion Tax, Seller Disclosure, and Nonresident Withholding
New York State Real Property Transfer Tax: New York State charges a real property transfer tax on most residential sales. The base rate is $2 per $500 of consideration (0.4%) for properties sold for less than $3 million, with a higher rate applying to certain residential properties above that threshold. Many counties and New York City impose additional local transfer taxes on top of the state rate. These costs are typically paid by the seller at closing and reduce your net proceeds. In some cash sale negotiations, the buyer may agree to cover a portion of closing costs — ask us directly what we cover.
NYC Mansion Tax: For residential properties sold in New York City for $1 million or more, the mansion tax applies. The rate is 1% at the $1 million threshold and increases on a tiered schedule for higher-priced properties. The mansion tax is typically paid by the buyer, but it can affect negotiation dynamics in higher-value transactions.
Nonresident Seller Withholding: If you do not reside in New York State, you are subject to a withholding tax at closing. The withholding is calculated on the gain from the sale and is remitted to the New York State Department of Taxation and Finance at closing. Your attorney will handle the withholding calculation and filing. This does not prevent the sale from closing — it is simply a tax collection mechanism.
Property Condition Disclosure Statement (PCDS): Under New York's Property Condition Disclosure Act, sellers are required to complete and deliver a Property Condition Disclosure Statement to the buyer before the contract is signed. The PCDS covers known material defects including structural issues, water intrusion, environmental hazards, and the condition of major systems. Sellers who choose not to provide the PCDS must instead give the buyer a $500 credit at closing. Importantly, selling as-is to a cash buyer does not exempt you from disclosing known hazardous conditions — but in practice, most cash buyers conduct their own due diligence and the PCDS credit is a straightforward resolution when the seller prefers not to complete the form. Your attorney will advise you on the best approach for your specific situation.
What New York Home Sellers Say
From sellers across New York who needed a fast, hassle-free exit
“I inherited my uncle’s home in Erie County after he passed away and had no idea where to start. The property had not been updated since the 1970s and needed a new roof on top of everything else. Going through New York Surrogate’s Court as executor was already overwhelming. Eagle Cash Buyers gave me a written offer within 24 hours, worked directly with my attorney throughout the probate process, and we closed without me having to do a single repair. I was relieved from the first phone call.”
Patricia R. — Erie County, New York
“We were behind on payments and had already received a lis pendens from the lender. I knew New York’s judicial foreclosure process could drag on for months, but I did not want to wait and risk losing everything. Eagle Cash Buyers explained the timeline clearly, moved fast, and we closed in under 30 days. My attorney handled the paperwork and confirmed everything was above board. We paid off the mortgage and walked away with something left over instead of nothing.”
Marcus T. — Onondaga County, New York
“I had a tenant-occupied rental in Yonkers that had become a real problem. The tenant stopped paying, the property needed significant work, and the traditional market in Westchester County was not going to move it quickly in that condition. I called Eagle Cash Buyers and they came out, assessed the property as-is, and gave me a fair offer that accounted for the situation honestly. We closed in about three weeks and I did not have to evict anyone myself. Straightforward and professional from start to finish.”
Denise W. — Westchester County, New York
Verified reviews from New York home sellers
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Your New York Cash Sale Questions Answered
Real answers about New York's attorney closings, transfer taxes, foreclosure timelines, and more.
Do I need an attorney to sell my house for cash in New York?
Yes. New York requires a licensed real estate attorney for both the buyer and the seller at closing - this is not optional. Your attorney reviews the purchase contract, handles the title search, prepares the deed, and makes sure you fully understand what you are signing before the transfer happens. Rather than viewing this as a complication, think of it as a built-in protection: nothing moves forward until your own counsel has reviewed every document. For more background on what New York real estate attorneys do at closing, the New York City Bar Association publishes a helpful consumer guide. When you sell to Eagle Cash Buyers, we work directly with your attorney so there are no surprises on closing day.
How long does foreclosure take in New York, and can a cash sale help me get out faster?
New York uses a judicial foreclosure process, meaning the lender must file a lawsuit and get a court judgment before your home can be sold at a foreclosure auction. From the first missed payment to a completed foreclosure sale, the timeline typically runs 6 to 12 months - and in counties with heavy court backlogs, it can stretch even longer. In 2024, New York recorded 14,436 foreclosure starts statewide (ATTOM), so courts are not moving quickly. A cash sale can close in as little as two to three weeks, which means you can exit the property, pay off the mortgage balance, and stop the court process well before a lis pendens on your title becomes a judgment. Learn more about your options at our stop foreclosure and sell fast page.
What is the New York Property Condition Disclosure Statement, and does it apply to a cash sale?
The New York Property Condition Disclosure Statement (PCDS) is a form required under state law that asks sellers to disclose known material defects - things like water intrusion, structural problems, environmental hazards, and roof condition. You have two options: complete the form honestly, or give the buyer a $500 credit at closing in lieu of disclosure. Selling as-is for cash does not eliminate this obligation. What it does change is the practical outcome - a cash buyer like Eagle Cash Buyers already expects the property to have issues and prices the offer accordingly, so you are not renegotiating after an inspection contingency reveals problems. You still need to disclose known hazardous conditions; you just are not responsible for fixing them.
What are the New York real estate transfer tax and mansion tax, and who pays them?
New York State charges a real property transfer tax of $2 per $500 of the sale price (0.4%), and this is typically paid by the seller. Many counties add their own local transfer taxes on top of that. If your property is in New York City and sells for $1 million or more, the NYC mansion tax applies - rates start at 1% and increase on a sliding scale for higher-priced properties, and in that case the tax is paid by the buyer. Nonresident sellers face an additional withholding requirement at closing (discussed below). These taxes reduce your net proceeds, so it is worth knowing the numbers before you accept any offer. When you work with Eagle Cash Buyers, we walk through the estimated closing costs with you upfront so you know exactly what you will net.
I live out of state - do I owe a withholding tax when I sell my New York property?
Yes. If you are not a New York State resident at the time of closing, the state requires the buyer to withhold a portion of the sale proceeds and remit it to the Department of Taxation and Finance. This is not an extra tax you pay on top of what residents pay - it is a prepayment of estimated New York capital gains tax, which is reconciled when you file your state return. Your closing attorney handles the withholding calculation and filing. If you have already paid more than you owe, you get a refund. The key point is that nonresident sellers need to factor this into their net proceeds estimate before closing day.
Do you buy houses anywhere in New York, or only in certain areas?
We buy houses across all of New York State. That includes the five NYC boroughs (Kings, Queens, New York, Bronx, and Richmond counties), Long Island (Nassau and Suffolk counties), the Hudson Valley (Westchester, Dutchess, Ulster, and Orange counties), the Capital Region (Albany, Schenectady, and Rensselaer counties), Central New York (Onondaga, Oneida, and Madison counties), and Western New York (Erie, Niagara, and Monroe counties). If your property is in New York - whether it is a row house in Buffalo, a colonial in Westchester, or a rental property in Syracuse - we want to hear from you.
How does a cash offer in Buffalo compare to one in Westchester or Brooklyn?
Cash offers are driven by local market values, and those vary dramatically across New York. The statewide median home price is $480,000, but that number reflects very different realities depending on where your property sits. A single-family home in Erie County (Buffalo area) might be valued at $200,000 to $250,000, while a comparable home in Westchester County could be $600,000 or more, and a Brooklyn property in a sought-after neighborhood might exceed $900,000. We calculate our offer based on recent comparable sales in your specific area, the property's condition, and local carrying costs - not a statewide formula. Regional variation is real, and your offer reflects your actual local market, not a state average.
I inherited a house in New York. Do I need court approval to sell it?
It depends on how the property is titled and what type of estate administration is open. If the deceased owned the property solely in their name, the estate typically passes through New York Surrogate's Court, and a personal representative or executor must be appointed before the property can be sold. In some cases - particularly with smaller estates or certain types of administration - the court must approve the sale before it can close. If the property was held jointly with right of survivorship or in a living trust, it may transfer outside of probate entirely. Your estate attorney will know which path applies. We work with inherited properties regularly and can coordinate with your attorney and the Surrogate's Court timeline to make the process as straightforward as possible.
How does a cash offer account for a tenant living in the property?
We buy tenant-occupied properties. New York has some of the strongest tenant protections in the country - particularly in New York City, where rent stabilization and just-cause eviction rules can significantly affect a property's marketability on the open market. When you sell to us, you do not need to remove the tenant before closing. We factor the tenancy into our offer and handle the situation after we take ownership. This is especially useful if you have a long-term tenant, a month-to-month occupant who is not paying, or a rent-stabilized unit that a traditional buyer would not want to take on.
Find Out What Your New York Home Is Worth Today
No fees, no repairs, no commissions - just a straightforward cash offer with a closing date that works for you, not the court calendar.
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